Bankroll6 min read • Beginner

Bankroll Management: The #1 Rule Most Players Ignore

90% of poker players go broke. Not because they're bad at poker — because they don't manage their bankroll. This article will make sure you're not one of them.

The 30 Buy-In Rule

The golden rule: Never play a stake where you have fewer than 30 buy-ins.

StakeBuy-InMin Bankroll
$0.01/$0.02$2$40-60
$0.02/$0.05$5$60-150
$0.05/$0.10$10$150-300
$0.10/$0.25$25$300-750
$0.25/$0.50$50$750-1500

Session Rules

STOP LOSS
3 Buy-Ins

Lost 3 buy-ins? Stop playing. Come back tomorrow. No exceptions.

TAKE PROFIT
1-2 Buy-Ins

Up 1-2 buy-ins? Lock in profit. Don't give it back.

TIME LIMIT
2 Hours

After 2 hours, your focus drops. Quit while you're sharp.

When to Move up Stakes

Moving up too fast is the #1 bankroll killer. Follow these rules:

  • Move UP when you have 30+ buy-ins for the next level AND you're winning at your current level.
  • Move DOWN when your bankroll drops below 20 buy-ins for your current level.
  • NEVER move up after a big win. One hot session doesn't mean you're ready.
  • NEVER move up to “win back” losses. This is tilt, and it will destroy your bankroll.
⚠️ The #1 Mistake

Jumping stakes after winning. You win $20 at NL5, so you move to NL25 thinking “I'm on a heater.” One bad session later, your entire bankroll is gone. Discipline beats talent every time.