Online Poker Rake Comparison (Micro-Stakes)
What you actually pay at NL2–NL25 — estimated monthly rake and net cost after typical rakeback at GGPoker, Natural8, PokerStars, ACR, and 888poker.
Data retrieved 2026-07-12. Some links below are affiliate links — see disclosure under the table.
| Room | Rake | Cap* | Est. monthly rake | Typical rakeback | Est. net cost | |
|---|---|---|---|---|---|---|
ACR Poker Winning Poker Network | 5% | $3.00 | $113 ≈ 7.5bb/100 | ~27% (27–65%) | $82.19/mo | — |
GGPoker GGNetwork | 5%† | $1.00 | $118 ≈ 7.9bb/100 | ~25% (16–80%) | $88.66/mo | Play here → |
Natural8 GGNetwork | 5%† | $1.00 | $118 ≈ 7.9bb/100 | ~25% (16–80%) | $88.66/mo | Play here → |
PokerStars PokerStars (.com) | 5% | $1.00 | $113 ≈ 7.5bb/100 | ~15% (15–60%) | $95.70/mo | — |
888poker 888 | 5% | $4.00 | $113 ≈ 7.5bb/100 | ~10% | $101/mo | — |
* Cap shown for a 6-max table with 5+ players dealt in (heads-up caps are lower at some rooms). 888poker cap values are unverified estimates — at micro-stakes caps essentially never bind, so this doesn't move the numbers. † GGNetwork also rakes pots over 2.5bb that end preflop; our estimate adds a modeled +5% for this.
Affiliate disclosure: some links on this page are affiliate links — we may earn a commission if you sign up through them, at no extra cost to you. The numbers above don't change based on that; the sorting is purely by estimated net cost.
Read this before comparing GGPoker/Natural8 rakeback
GGNetwork uses PVI (Player Value Index) — an undisclosed, per-player score that adjusts how much of your rake counts toward Ocean Rewards. Recreational players effectively get more rakeback; consistent winners get less. GGPoker does not show you your PVI, so your effective rakeback on GGPoker or Natural8 cannot be predicted exactly. The ~25% we use is a model midpoint, not a promise.
Methodology & assumptions
Rake percentages and caps come from the sources listed at the bottom of this page (retrieved 2026-07-12). The monthly estimate is a model — here is every assumption it makes:
- You contribute to 16 raked pots per 100 dealt hands (model assumption: ~25% VPIP with ~65% of those hands reaching a raked pot).
- Raked-pot sizes follow a simple distribution: 80% small pots (~12bb), 15% medium (~35bb), 5% big (~120bb) — a weighted average of ≈ 21bb per raked pot. Model assumption, not measured data. The cap is applied per pot-size bucket.
- You pay ~45% of the rake in pots you play (weighted-contributed; most raked pots are heads-up). Model assumption.
- GGNetwork's preflop raking (pots > 2.5bb raked even without a flop) is modeled as a flat +5% on gross rake. Model assumption.
- "Typical rakeback" is one number per room: ACR 27% (published fixed option), PokerStars 15% (low end of the 15–18% casual range reported by RakebackHQ), 888poker ~10% (GipsyTeam), GGPoker/Natural8 25% (model midpoint — PVI-adjusted, see warning above).
- Expect your real numbers to differ by ±30% or more with playing style and format. Fast-fold pools (Zoom, Rush & Cash, Blitz) deal more hands per hour, so hourly rake is higher even at the same per-hand rate. The room-vs-room ranking is more robust than any absolute dollar figure.
Why rake decides your winrate at the micros
Rake is the commission the room takes from every cash-game pot — typically 4.5–6.25% of the pot up to a cap at the stakes covered here. That sounds small until you translate it into winrate units: our model puts gross rake around 7–8 big blinds per 100 hands at NL2–NL25. A good winning player at these stakes might win 5–10bb/100 afterrake. In other words, the rake is roughly the size of a solid winrate. Plenty of micro-stakes players genuinely beat their opponents and still lose money — they're not losing to the table, they're losing to the drop. If you're break-even over a big sample, rake is the first suspect, and rakeback is the first fix.
How the rooms actually differ at NL2–NL25
Less than the marketing suggests, on the surface. PokerStars charges 5% at NL2–NL10 (4.5% at NL25), GGPoker and Natural8 charge 5% across the board, ACR charges 5% at every micro stake, and 888poker is the outlier at 6.25% for NL2 and 5.88% at its $0.02/$0.04 level. Caps differ a lot on paper — GGPoker caps NL2 at $0.20 while PokerStars allows up to $1.00 — but at micro-stakes pot sizes the cap almost never engages, so those differences are mostly cosmetic until you move up to NL50+.
The two differences that do matter: first, GGNetwork rakes pots bigger than 2.5bb even when the hand ends preflop, which no other room here does — every 3-bet-and-fold hand quietly pays a few cents. Second, and much bigger, is what each room gives back.
Rakeback is where the money is
Since headline rake is nearly identical, your net cost is decided by rakeback. ACR is the most transparent: a published, fixed 27% option that doesn't depend on volume, with Elite Benefits reaching up to 65% for serious grinders. PokerStars pays through Stars Rewards chests — casual players realistically earn about 15–18%, and the advertised 60% requires volume that fewer than a fraction of a percent of accounts reach. 888poker's loyalty club returns roughly 10%. GGPoker's Ocean Rewards (which replaced Fish Buffet in early 2026) advertises 16–80% across eight tiers — the widest range and the least predictable, because of PVI.
At 15,000 hands a month at NL10, the spread between ~10% and ~27% rakeback is roughly $20 a month in our model — about two NL10 buy-ins, every month, for playing the exact same cards.
The GGPoker PVI, plainly
We'll say this without hedging: GGPoker's effective rake and rakeback are player-dependent, and the formula is secret.PVI weights how much of your rake counts toward rewards. Deposit-and-splash recreational players are subsidized; winning regulars are taxed. If you're a losing or casual player, GGNetwork rakeback is likely better than our 25% assumption. If you're a winning reg, it's likely worse. GGPoker's traffic, software, and game selection are real advantages — but go in with open eyes about what the loyalty program will actually pay you.
How to cut the rake you actually pay
Three levers. Pick your room deliberately — the table above is the whole argument; a couple of buy-ins a month compounds. Play a style that doesn't donate rake — loose-passive limping puts you in more raked pots with less equity; tight-aggressive play pays less drop per 100 hands for the same winnings. And move up when your bankroll allows — rake falls as a share of the pot at higher stakes (caps start binding, and PokerStars already drops to 4.5% at NL25), which is one of the quietly strong arguments for sound bankroll management. And whichever room you choose, track your results honestly — our free poker journal will tell you whether you're beating the games or just feeding the rake.
Frequently asked questions
Which poker site has the lowest rake at micro-stakes?
At NL2–NL25 the headline rake is about 5% almost everywhere (888poker charges up to 6.25% at NL2), and rake caps almost never bind in pots this small. So the real difference is rakeback: ACR's flat 27% option and GGPoker's Ocean Rewards typically produce the lowest estimated net cost in our model — but GGPoker's PVI adjustment means winning players may receive less rakeback than advertised.
What is rake in online poker?
Rake is the commission the poker room takes from each cash-game pot, typically 4.5–6.25% of the pot up to a fixed cap. If you play 25,000 hands a month at NL10, our model estimates you pay roughly $190 a month in rake — often more than a typical micro-stakes winrate, which is why rake and rakeback matter so much at these stakes.
Do rake caps matter at micro-stakes?
Rarely. A cap limits the maximum rake per pot, but at NL2–NL25 even a 120bb pot generates less rake than most caps (5% of a $12 pot at NL10 is $0.60, under PokerStars' $1.00 cap). Caps start mattering from NL50+ and in all-in pots. At micros, rake percentage and rakeback drive your real cost.
What is GGPoker's PVI and how does it affect rakeback?
PVI (Player Value Index) is an undisclosed per-player score GGNetwork uses to weight how much of your rake counts toward rewards. Recreational players get a higher PVI and more rakeback; consistent winners get a lower PVI and less. GGPoker does not show you your PVI, so your effective rakeback on GGPoker or Natural8 cannot be predicted exactly — treat any GGNetwork rakeback number as an estimate.
How much rakeback do micro-stakes players actually get?
Realistic figures from our sources: ACR offers a fixed 27% (verifiable, volume-independent). PokerStars casual players earn roughly 15–18% through Stars Rewards chests. 888poker's loyalty club returns about 10%. GGPoker/Natural8 advertise 16–80% via Ocean Rewards, but PVI adjustment makes the effective number player-specific — we model 25% as a midpoint assumption.
Which rooms take rake before the flop?
PokerStars, ACR, and 888poker follow 'no flop, no drop' — if everyone folds preflop, no rake is taken. GGNetwork (GGPoker/Natural8) is the exception: it rakes any pot larger than 2.5 big blinds, including 3-bet pots that end preflop. Our model adds a 5% adjustment to GGNetwork's gross rake for this, which is a stated model assumption.
How accurate are these monthly rake estimates?
They are model estimates, not measured data. We assume you contribute to about 16 raked pots per 100 hands, pay roughly 45% of the rake in pots you play, and that the average raked pot is about 21bb. Your actual rake depends on your VPIP, game type (fast-fold formats rake more hands per hour), and table dynamics — expect real numbers to vary by ±30% or more. The room-vs-room comparison is more reliable than any absolute dollar figure.
Is 5% rake a lot?
At micro-stakes, yes. Our model puts gross rake around 7–8bb per 100 hands at NL2–NL25 — comparable to or larger than a solid winning player's entire winrate. This is why many break-even micro players are actually beating their opponents but losing to the rake, and why rakeback can be the difference between a losing and winning month.
Sources & data freshness
All rake figures retrieved 2026-07-12. Rooms change rake structures without much notice — if you spot a stale number, tell us and we'll fix it.
- GGPoker: worldpokerdeals.com · rakeback: yourpokerdream.com — GGPoker is PVI-adjusted — effective rakeback varies by player and is not disclosed. GGNetwork also rakes pots larger than 2.5bb that end preflop (3-bet pots are raked even without a flop); the 1.05 multiplier modeling this is a model assumption. Rake table per Worldpokerdeals review (updated 2025-05-20).
- Natural8: worldpokerdeals.com · rakeback: yourpokerdream.com — Same network as GGPoker — identical player pool and network rake structure. Sources document GGPoker; Natural8 shares the GGNetwork rake schedule. PVI applies here too.
- PokerStars: worldpokerdeals.com · rakeback: rakebackhq.com — No rake on hands that end preflop. .com structure per Worldpokerdeals (article dated 2026-05-22); PokerStars raised NL2–NL10 to 5% with a $1.00 cap in North American markets in Nov 2024 (Pokerfuse) and the 2026 .com table matches. Regional clients (.es, .it, US states) differ.
- ACR Poker: americascardroom.eu · rakeback: pokerlistings.com — Official ACR rake page: $0.01 per $0.20 in pot (= 5%) for all NL stakes $0.01/$0.02 through $1/$2. The $3.00 cap effectively never binds at micro-stakes.
- 888poker: gipsyteam.com — Source table last updated 2024-09-28 — the oldest source in this dataset. Percentages (6.25% NL2, 5.88% NL4, 5% NL10+) are consistent with 888's long-standing structure; cap values are marked unverified estimates. Caps effectively never bind at micro-stakes, so cap uncertainty does not move the estimate.
- PokerStars Nov 2024 micro-rake increase: pokerfuse.com — NL2–NL10 moved to 5% with a $1.00 cap in North American markets; the 2026 .com table we cite matches this structure.
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